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September 18, 2021 Issue, Page 7 of 8

Extracted text from page 7 of 8 in the Elk City News September 18, 2021 issue.

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Lifestyle September 18, 2021 Are your loved ones prepared to be caregivers? Once you're retired and your tired or plan to retire in the from the enormous expense and outlines the expenses to vices provided by your city or feel more secure when you children are grown, they are next few years, you may need of long-term care. The aver- be reimbursed if paid out of county. —————ee likely “off the books,” as far to reconcile your desire to help _ age cost fora private room in pocket bya caregiver. Also,you Clearly, there's much you as your financial responsibil your adult children or other a nursing home is now over may want to create the appro- can do to help shield your fam-Pl@¢®- ity for them is concerned. Yet, close relatives with your con- $100,000 a year, according to priate legal documents, such ily from the financial strain you're probably still prepared cern that you could become the insurance company Gen- asa durable power of attorney of caregiving. But you are not This article was written by Ed- to do anything to help them — dependent on them. You'll worth. Medicare won't pay for health care, which enables alone: By drawing on other re- but are they ready to take care need to consider whether your much, if any, of these costs, so someone to make medical de- sources and outside help, you ward Jones provided by Robert of you if the need arises? loved ones can handle care- you may want to consult with a cisions on your behalf should can ease the burden on your Stephens of Edward Jones Finan- Consider this: Almost half of giving responsibilities, which financial advisor, who can sug- you become incapacitated, loved ones. And everyone will cial Advisor. retirees say that the ideal role frequently include financial gest possible ways of address- and a durable power of attor- in retirement is providing sup- assistance. If they did have to ing long-term care expenses. ney for finances, which allows port to family and other loved provide some caregiving ser- Even if you don’t require a you to name someone to make ones, according to the Edward vices for you, could they afford long stay in a nursing home, your financial decisions if you Jones/Age Wave study titled it? About 80% of caregivers youstill might need someassis- become unable to do so your- Four Pillars of the New Retire- now pay for some caregiving tance in the future, especially self. A legal professional can Edward Jones, Member SIPC ment: What a Difference a Year costs out of their own pockets if your health or mental capac help you make these arrange- Makes - and a slightly ear- = and one in five caregivers ex- ities decline. So, start talking ments and incorporate them 2014 W. 3rd | Elk City, OK 73644 lier version of the same study perience significant financial to your loved ones about their into your overall estate plan. strain because of caregiving, possible roles if you should A financial advisor can sug- found that 72% of retirees say one of their biggest fears is be- according to a recent AARP re- ever need caregiving. You may gest ways of preparing for the Robert Stephens (580) 225-3156 coming a burden on their fam- port. want to create a caregiving ar- costs involved with caregiving Financial Advisor [email protected] ily member One way to help your family rangement that specifies pay- and can direct you to relevant So, if you are recently re- members is to protect yourself ment for caregiving services resources, such as social ser- COMPLETION POOLING Barrels of Section Township 4 Section Range | Oil Per Township County Well Name Operator Location Depth pay MCF County Range Operator CANADIAN BIG BROWN 6-7-10-6 1MXH O7-10N-O6W CITIZEN ENERGY IIILLC SE 21s BOL (2885? annua GISN-COW) CITIZEN ENERGYIVLLE cat menoneriscxm gum GRBOETHUE © CARTER CALDWELL 13 27-035-02W KODIAK OIL& GAS INC SE BK G87Chains 962 1 0 CANADIAN aaa 16-12N-O6W SeeaNaRW MARATHON OIL COMPANY -WARWICCMINERUALLG CARTER CALDWELL 20 27-035-02W KODIAK OIL& GAS INC sw 985 Bi oun oktanoew’ “WaRWick MANGAN TIE CARTER OILCITY UNIT CALDWELL 41 27-035-02W KODIAK OIL& GASINC SE 1004 8 0 Recs deiner sae CREEK DOOLIN 3-2 03-19N-07E SHAMROCK OPERATING COLLC NE 2750 300 CREEK LUCKY 1 21-16N-10E HORTON L WEINS NW 0 0 42471 ELUS 32-20N-25W = MEWBOURNE OIL COMPANY CREEK Lucky 1 21-16N-10E HORTON L WEINS NW 0 0) azo, SARVIN, = 25:0HNV01E COMMAND ENERGY LLC CUSTER SWARTZENDRUBER 3R-27-22XHM 22-14N-14W CONTINENTAL RESOURCES INC NE 24922 0 29631 LINCOLN = O8-16N-05E _NAIFCO OIL & GAS LLC ELUS GOLDFINGER 21 28 BO 1H 28-18N-24W — MEWBOURNE OIL CO NE 0 0 43755 MCCLAIN §—30-07N-04W —_OVINTIVUSAINC ELLIS GOLDFINGER 21 28 BO 1H 28-18N-24W MEWBOURNEOILCOMPANY —NE 0 0 43755 MULTI UNIT GRADY BIG BROWN 6-7-10-6 1MXH O7-10N-O6W CITIZEN ENERGY III LLC SE 21186 = 301-2885 GRADY BIG BROWN 6-7-10-6 3MXH O7-10N-O6W CITIZEN ENERGY II LLC SE 20465 2912381 Section GRADY GOFF 5-15-10XHW 10-03N-05W CONTINENTAL RESOURCES INC NE 250451456019 Township ee MARSHALL JONES3 13-05S-05E RENFROE LYNDOL SW 630 0 0 CANADIAN 03-13N-07W —OVINTIV USA INC OKLAHOMA SALSMAN 2 32-LIN-O2W STEPHENS &JOHNSONOPER NW 175 2 979 © CANADIAN 03-13N-O7W = OVINTIV USA INC STEPHENS CONDIT 4-5-8-17XHW 17-02N-04W CONTINENTAL RESOURCES INC NW 26317 43 5468 © CANADIAN = 03-13N-O7W_~—OVINTIV USAINC CANADIAN —03-13N-O7W = OVINTIV USA INC INTENT ILL CANADIAN 05-11N-O6W = TPR MID CONTINENT LLC Section CANADIAN 05-11N-O6W = TPR MID CONTINENT LLC County Well Name Township Range Operator Location Depth CANADIAN 08-11N-O6W = TPR MID CONTINENT LLC CARTER TUSSY DEESE UNIT GB-4 05-015-03W STEPHENS& JOHNSON OPERAT SEE NENW zizo CANADIAN 08-11N-O6W TPR MID CONTINENT LLC CARTER TUSSY DEESE UNIT SKM 15 05-015-03W STEPHENS& JOHNSON OPERAT NESE NW NE 3111 CANADIAN = 21-14N-O6W ~~ WARWICK MINERVA LLC CARTER SKIRVIN 0203 6-7-1MXH 07-025-03W CAMINO NATURAL RESOURCES SW SE SESE 21091 CANADIAN = .28-14N-O6W — WARWICK MINERVA LLC CARTER SIMON 1-11H 11-015-03W CONTINENTAL RESOURCES INC SE NW SE NW 13361 CANADIAN 34-14N-07W_—_OVINTIV USA INC CARTER OILCITY UNIT (W E CALDWELL 23) 23 27-035-02W —_KODIAK OIL & GAS INC NESW SW SE 982 CANADIAN 34-14N-07W__OVINTIVUSA INC. ome =| awe TON ROMTLNGSRE wane: ae UMN SUE EvaTVUSAaNE CARTER WOODRUFF 1-29 29-055-02W YALE OIL ASSOCIATION INC NWSE SE NE agi (CANADIAN, SANOTW “OVINTIVUSNING ELLIS TEDDY RAY 1-18H 18-19N-25W DUNCAN OIL PROPERTIES INC N2 NENW NW 14260 MCCLAIN 30-07N-O4W = OVINTIV USA INC GARFIELD RYAN CINNAMON 1-4 (04-22N-03W —_-HOLLRAH EXPLORATION CO S2.N2 SE NE 574g MCCLAIN —30-07N-04W —OVINTIV USA INC GARVIN KELLNER 0304 1H-22X 22-03N-04W —_OVINTIV MID CONTINENT INC NW NW NENW 23293 += MCCLAIN —31-07N-04W —OVINTIV USA INC GARVIN TUSSY DEESE UNIT SDB 7 32-01N-03W STEPHENS& JOHNSON OPERAT SW NW SESE 3200 MCCLAIN —31-07N-O4W_—OVINTIVUSAINC GARVIN TUSSY DEESE UNIT PN 5 32-01N-03W STEPHENS & JOHNSON OPERAT SW NW SWNE 2776 KINGFISHER _-ROSIA.1709 4H-18X 19-17N-09W —_OVINTIVUSAINC SW SW SESE 19220 INCREASED DENSITY KINGFISHER ROSIA 1709 3H-18X 19-17N-O9W OVINTIV USA INC SE SW SW SE 19210 Section KINGFISHER ROSIA 1709 2H-18X 19-17N-09W OVINTIV USA INC SE SW SESW 19348 . KINGFISHER LINCOLN SOUTHEAST OSWEGO UNIT 5E20-17N-05W HINKLE OIL & GAS INC NW NW NENE 11261 Towihip KINGFISHER LINCOLN SOUTHEAST OSWEGO UNIT 57 21-17N-OSW HINKLE OIL & GAS INC NW NW NW NW 11149 County Range Operator MCCLAIN PETERS TRUST 1 07-06N-04W BAYS EXPLORATION INC CSESE 12719 ALFALFA = 17-25N-11W —_AEXCO PETROLEUM INC STEPHENS BROWN 11 11-035-05W BANNER & OILGAS LLC NE NE SW SE 1200 ALFALFA’ = 18-25N-11W —AEXCO PETROLEUM INC STEPHENS. BROWN 10 11-035-05W BANNER & OIL GAS LLC SE NE SW SE 1200 CANADIAN (03-13N-O7W ~—OVINTIV USA INC STEPHENS BROWN 81 11-035-05W BANNER OIL & GAS LLC CSE SW SE 125 CANADIAN (03-13N-O7W —OVINTIV USA INC CANADIAN — 05-11N-O6W TPR MID CONTINENT LLC CATION EXCEPTIO CANADIAN 08-LIN-O6W TPR MID CONTINENT LLC caer CANADIAN —34-14N-07W —OVINTIVUSA INC Section ‘owns CANADIAN —34-14N-07W —OVINTIV USA INC Township Range MCCLAIN 30-07N-04W —OVINTIVUSAINC County pen Operator County Range Operator MCCLAIN 31-07N-O4W —OVINTIVUSAINC ALFALFA, 17-25N-11W — AEXCO PETROLEUM INC CANADIAN 34-14N-07W = OVINTIVUSAINC ALFALFA 18-25N-11W —_AEXCO PETROLEUM INC CANADIAN 34-14N-O7W —OVINTIVUSAINC S| ING CANADIAN 03-13N-07W —_OVINTIVUSAINC CANADIAN 34-14N-O7W —OVINTIVUSAINC sation CANADIAN 03-13N-07W ~—OVINTIVUSAINC DEWEY 17-17N-16W — MEWBOURNE OIL. COMPANY Township CANADIAN 03-13N-07W OVINTIV USA INC GARVIN 25-04N-O1E COMMAND ENERGY LLC County Range Operator CANADIAN 03:13N-07W —_OVINTIVUSAINC GRANT 09-26N-08W UNION VALLEY PETROLEUM DEWEY 17-17NIGW MEWBOURNE OIL COMPANY CANADIAN 05-11N-06W —TPRMID CONTINENT LLC GRANT 16-26N-08W UNION VALLEY PETROLEUM GARVIN 25-04N-O1E COMMAND ENERGY LLC CANADIAN 05-11N-O6W —TPRMID CONTINENTLLC MCCLAIN 30-07N-O4W —OVINTIVUSAINC GRADY 13-10N-08W CAMINO NATURAL RESOURCES CANADIAN O8-11N-06W TPRMID CONTINENT LLC MCCLAIN 30-07N-O4W = OVINTIVUSAINC WOODWARD 01-20N-17W — ORCA RESOURCES LLC CANADIAN O8-11N-O6W —TPRMID CONTINENT LLC MCCLAIN 3L-07N-04W —OVINTIV USAINC WOGDWARD: I220N07W' = “ORCARESQURCES UC. CANADIAN 21-14N-O6W WARWICK MINERVA LLC MCCLAIN 31-07N-O4W —OVINTIVUSAINC CANADIAN 28-14N-O6W WARWICK MINERVA LLC MCCLAIN 33-10N-O4W GULF EXPLORATION LLC CANADIAN 34-14N-O7W —OVINTIVUSAINC POTTAWATOMIE 28-06N-03E_—_ INGRAM EXPLORATION INC 10) P dat e | wee kly

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