February 13, 2021 Issue, Page 4 of 14

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News February 13, 2021 Estate Planning for Thunder vs. Lakers: Five takeaways Blended Families If you're in a blended family, you're already aware of the emo- from OKC’s loss at L.A. tional and financial issues involved in your daily life. But what about the future? When it’s time to do your estate planning - Joe Mussatto, The Oklahoman aways from the Thunder's 114- By the way, the Thunder was Wednesday. and it’s never too soon for that - you'll need to be aware of the 113 loss Wednesday night: playing without a point guard. Injury update entanglements and complexities that can get in the way of your Luguentz Dort had an open Career-high for Kenrich No Shai Gilgeous-Alexander. No Gilgeous-Alexander sat out vision for leaving the legacy you desire. look at the top of the are to ‘The Thunder built a 20-point Theo Maledon. No George Hill. with a left knee sprain. It’s the win the game, but the Thunder first-half lead, and Kenrich Wil- OKC finished with 32 assists same injury that forced him to You can take comfort in knowing that you're far from alone. guard missed what would have liams had much to do with it. —10 more than L.A. miss two games last week. More than half of married or cohabiting couples with at least one been an exclamation ending to Williams scored 17 points in “When you're without a guy “He just reaggravated it in the living parent, or parent-in-law, and at least one adult child, have his extended 3-point slump. the first half and seven more like Shai and without primary (Monday) game on a specific a “step-kin’ relationship, according to a study from researchers at So for the second time in in the second half for a career- ball handlers you gotta do it play,” Daigneault said. “Obvious- the University of Massachusetts and other schools. That's alot of three nights, the ragtag Thun- high 24 points. He shot 11-of-14 with the team,” Daigneault said. ly finished the game so it's not estate-planning issues. der headed to overtime against from the field and 2-of-3 from “I think 32 assists is indicative of overly serious. We're just being the defending champion Lak- 3-point range. us doing that tonight. We did a really cautious with him. Not a ers. you see the first great job of playing through our big deal.” Nonetheless, the task does not have to be overwhelming — as Dort, 3-of-30 from 3-point one“Whenever go in,” Williams said, “it bigs” ‘Thunder center Isaiah Roby long as you put sufficient time and thought into it. Here are some range in his last six games, kept ideas that may help: the Thunder close with mul- kinda opens everything else up.” Centers Horford and Mike (right foot soreness) was a tiple tough drives in overtime. Al Horford led the Thunder Muscala combined for 15 as- late scratch Wednesday, which Seek fairness — but be flexible. Even in a nonblended family, it’s He tied the game 111-111 with with 25 points, eight assists and sists. meant the Thunder played an- eight rebounds. Double-double Diallo other game with just eight play- not always easy to be as equitable as you'd like in your estate plans 1:38 left and he cut the Lakers Sharing the rock Diallo recorded another dou- ers. ~ too often, someone feels they have been treated unfairly. In a lead to one point on a layup with 30 seconds left. Diallo threaded a pass to Wil- ble-double against the Lakers. Diallo, Dort, Williams, Darius blended family, these problems can be exacerbated: Will biologi- Dort then forced LeBron liams, who laid in an easy layup. He followed a 20-point and Bazley and Al Horford started. cal children feel cheated? Will stepchildren? Keep this in mind: James into an airball fadeaway ‘The fourth-quarter play gave 11-rebound performance Mon- Mike Muscala, Justin Jackson Fair is not always equal — and equal is not always fair. When de- on the Lakers’ last possession. the Thunder its 29th assist — a day night with 15 points and and Darius Miller came off the ciding how to divide your assets, you'll need to make some judg- Thunder — coach Mark new season high. a career-high 13 rebounds on bench. ment calls after carefully evaluating the needs of all your family Daigneault rushed onto the members. There’s no guarantee that everyone will be satisfied, floor to call a timeout with 4.3 but you'll have done your best. seconds left after the Thunder OKEB Offers Tips to Prepare for Communicate your wishes clearly. When it comes to estate collected the rebound. planning, the best surprise is no surprise — and that's especially “We didn’t have numbers,” true in a blended family. Even if you're the one creating your es- Daigneault said of calling time- tate plans, try to involve other family members - and make your wishes and goals clear. You don’t have to be specific down to the out. “They were set. I didn't think we were gonna get any- thing good there, so that's why American Heart Month last dollar, but you should provide a pretty good overall outline. Consider establishing a revocable living trust. Everyone’s situ- I burned it. You can’t advance it after you pass or dribble.” According to the Centers for Disease Control ation is different, but many blended families find that, when James deflected the Thun- making estate plans, a simple will is not enough. Consequently, der’s inbounds pass out of the and Prevention, heart disease is the No. 1 you may want to establish a revocable living trust, which gives timeout. OKC failed to get a you much more control than a will when it comes to carrying out shot off. ” “I was " leading cause of death in Oklahoma your wishes. Plus, because you have transferred your assets to the trust, you are no longer technically the owner of these assets, so Ham Diallohopingon the to maybe get run or et it into Al (Horford) ... obviously there's no reason for a court to get involved, which means your I wish I could've drawn a clean- OKLAHOMA - The CDC re- wish they had purchased it needs and premiums. Spend estate can likely avoid the time-consuming, expensive and very er play there,” Daigneault said. ports that since 2014, heart earlier in life. To help, OKFB some time talking with your public process of probate. “But our guys competed.” disease has been a top leading Insurance offers a few tips to insurance agent to learn what Choose the right trustee. If you do set up a living trust, you'll Here are four other take- cause of death in Oklahoma. prepare for the future during factors play a role in your life also need to name a trustee - someone who manages the assets in American Heart Month is a this American Heart Month: insurance policy. the trust. Married couples often serve as co-trustees, but this can great time to focus on heart Use a Life Insurance Calcu- This American Heart Month result in tensions and disagreements. As an alternative, you can health and begin preparing for lator. A life insurance calcula- is a great opportunity to begin Berlin ing a doctor's diet and exercise actly how much life insurance beneficial for you. Life insur- hire a professional trustee - someone with the time, experience the future. Outside of follow- tor can help you figure out ex- looking into life insurance to and neutrality to make appropriate decisions and who can bring see what options are the most new ideas to the process. recommendations, Oklahoma coverage you may need. Most ‘Above all else, make sure you have the right estate-planning Farm Bureau (OKFB) Insur- providers offer this calculator ance can help ensure that your News give them some peace of mind. you can use ours on our web- team in place. You'll certainly need to work with an attorney, ance recommends Oklaho- as a tool for their customers; loved ones are cared for in the and you may also want to bring in your tax advisor and financial mans obtain life insurance to future. professional. Estate planning can be complex - especially with a site at okfbinsurance.com see About Oklahoma Farm Bureau blended family — and you'll want to make the right moves, right “Having life insurance is what may work best for you Insurance from the start. just as important as having and yourlifestyle. Oklahoma Farm Bureau In- ‘This article was written by Edward Jones provided by Robert Stephens Berlin Community will auto and home insurance,” Learn Lines of Life Insur- said Gary Buckner, executive ance, There are many different surance is proudly celebrating 75 of Edward Jones Financial Advisor. hosta monthly supper vice president and general types of life insurance from years of serving Oklahomans. ‘on Saturday, February manager of Oklahoma Farm term life, universal life, to ‘Since 1946, OKFB Insurance has Bureau Insurance. “Getting whole life insurance. However, worked to protect Oklahomans 13, 2021 at 6:00 pm. 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