February 6, 2021 Issue, Page 4 of 8

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Commun February 6, 2021 Financial Gifts for “Stand your ground, sweet lady” Your Valentine ECoffoative Colane ensued, regarding the need of with tires squealing, raced keeping those spaces for those away to presumably to find For many of us, the COVID-19 pandemic may be putting a hold actually handicapped. The man another parking spot. on dinner at the charming local bistro, but the spirit of Valen- refused to change his view- No loud angry public tine’s Day cannot be extinguished. This year, perhaps more so VP point, so she wisely gave up. spectacle, no rudeness, and Instead, she reached into her no violence. Just one woman, than in the past, you may want to make your Valentine’s Day gifts not-worth-it,’ she stepped bag for her phone, and calmly quietly standing her ground even more meaningful. So, for example, what can you give your forward and stopped him with began photographing him loved ones to help them along on the road to financial security? a request to ask him a ques- based on her convictions. The standing near his license plate Here are a few possibilities: tion. “Why he had parked in and the large Handicapped Bible says to not be hateful, Contribute (indirectly) to an IRA a Handicapped Only space, Only sign in front of his car. but to “stand, and then stand Virtually anyone with earned income can contribute to an IRA, with no sticker in sight?” With “What are you doing?” again,” when confronted with which offers tax benefits and an almost unlimited array of invest- a quick glance at the parking “Getting pictures so I can things that are obviously sign, he shrugged and then report this car to the store wrong. ment options. Yet, most people never contribute the maximum arrogantly told her, “Ah, it’s all manager and to the police.” Never ignore injustice, but amount allowable each year, which, in 2021, is $6,000, or $7,000 right, I'm just gonna be a few “@#)$%*&$, FINE!” don't lose your cool and act for those 50 and older. You can’t contribute to another person's minutes.” Ashort conversation Glaring resentfully, he then a fool, in order to make your IRA, but you can give that person the money for that purpose. Andy and Renie Bowman jumped back into his car and point. However, an individual can’t contribute more to an IRA than he or she earned during that year. So, if you were to give someone Mrs. Ava Average turned $1,000 to be placed in an IRA, that individual must have at least into the crowded parking lot $1,000 in earnings. Be aware, though, that the recipient can use the money for any purpose. Give shares of stock of her local department store and finally found a park- ing space. After locking her Western Oklahoma You probably are already familiar with the products your loved car door, she headed rapidly toward the entrance, intent ‘ones use ~ so why not give them shares of stock in the compa- on finishing up quickly and nies that make those goods or services? Most people enjoy being beating the crowds back onto Christian School an- “owners” of businesses whose products they use. Furthermore, the congested streets. Like ev- owning stocks for the long term can be a valuable component of anyone’s financial strategy. If you are unsure of how to give eryone else that day, she had things to do and places to be, nounces honor students stocks, you may want to consult with a financial professional. with not nearly enough time City; Leena Ramsey, Elk City; Stay protected to get it all done. Reagan Roper, Clinton; Kash But as she neared the sec- If your valentine also happens to be your spouse, you can give Wall, Weatherford; Declan tion for Handicapped Parking, a gift of tremendous value by simply working to protect what you she watched a sleek, black, Whitten, Clinton; have. For example, if something happened to you, would your powerful late-model sports Third Grade: Alix Floyd, spouse be able to maintain the household, educate children, pay the mortgage and so on? A financial professional can help you car enter the lane and whip into one of the nearby spaces TE; ‘Thomas; Henlee Gore, Elk City; Jude Marin, Elk City; Lydia find the protection you need, as well as suggest ways to defend reserved for the handicapped. yourself against the devasting costs of long-term care. A private Who would have a physical sri OKLage McElwain, Clinton; Graham room in a nursing home can cost $100,000 or more each year, ac- be behindwith problem walking, and yet the wheel of such a CHOhe Miller, Weatherford; Cooper Roberts, Elk City; Jaden Spain, cording to the insurance company Genworth, and Medicare typi- beautiful and active-minded Weatherford; Kayley Yates, Elk cally pays few of these expenses, so you'll want to be prepared. vehicle? Fascinated with the City; Create (or revise) your estate plans possibilities, she deliberately Fourth Grade: Tanner It doesn’t sound very romantic but making sure your estate slowed down and watched to see who exited. Conklin, Elk City; Cash Deal, plans are in order is one of the best gifts you can give to all your loved ones. If you haven't created your plan yet, contact an at- Out of the vehicle jumped Elk City; Rozlyn Dungan, Elk torney who specializes in estate planning. You may also want to aman. Not just any male. City; and Ava Johnson, Foss. ‘An extremely fit-looking, Fifth Grade: Hunter Ches- involve your tax and financial advisors. And if it’s been a while heavily muscled athletic man since you looked at your existing plan, take the time to review it ter, Elk City; Mason Marin, Elk who looked to be in his late = this is especially important if you've had changes in your family thirties. With absolutely no City; Miller Mayfield, Elk City; situation. sign of a physical struggle in Evynn Youngblood, Hammon; On Valentine's Day, the chocolate hearts and flowers are cer- getting out, shrugging into his Western Oklahoma Chris- on, Elk City; Parker Felts, Elk Sixth Grade: Annelise Bull, tainly always appreciated. But financial gifts can help you make a jacket or striding around the tian School, with campuses in City; Cade Green, Elk City; Au- Weatherford; Katie Clayton, truly lasting impact on your loved ones’ lives. back of his sports car. Clinton, Weatherford and Elk drey Kauk, Elk City; Alex King, Clinton; Eli Fuller, Clinton; She stood stock-still in amazement. Glancing down, Clinton; Bryn Lively, Elk City; and Erica King, Clinton. City, recognizes the following ‘This article was written by Edward Jones provided by Robert Stephens she saw no handicapped students for their academic Gus O'Hara, Elk City; Jack achievements for the second Redd, Elk City; Audrey Stew- of Edward Jones Financial Advisor. sticker on his license plate. About Western Oklahoma She bent slightly so she could nine weeks. The school distin- art, Clinton; Paizlee Whitten, Christian School: glance into his car to see guishes two levels of honors Clinton; Olivia Williamson, Western Oklahoma Christian Edward Jones if there might be a similar each nine-week grading pe- Elk City; placard hanging from the riod: Sixth Grade: Luke Bailey, School was founded in 1987. The MAKING SENSE OF INVESTING mirror on the dash. Nada. By Honor Roll with Distinction Clinton; Karch Carlson, Sayre; Weatherford campus was added then the man had noticed her is for students who receive all Preston Conklin, Elk City; Au- in 2007 and the Elk City Campus Edward Jones, Member SIPC gust Dobrinski, Weatherford; standing mid-lane, staring at A's. in 2011. One goal is to provide him and his car. He gave her Honor Roll is for students ‘Addyson Dungan, Elk City; 2014 W. 3rd | Elk City, OK 73644 a quick polite nod of the head who receive all A’s and B's. Russell Fairchild, Elk City; Bible-based academic instruction for WOCS students beginning and started past her. Honor Roll with Distinc- Alexis Register, Elk City; and At that point, something tion (All A's): Luke Thomas, Elk City. with pre-kindergarten and con- Robert Stephens (580) 225-3156 inside of her snapped. Ignor- First Grade: Layne Allen, Honor Roll (4’s and B's): tinuing through sixth grade. The ing her normal tendency to Elk City; Savannah Daniel, First Grade: Cade Cross, school offers computer, art, music, Financial Advisor [email protected] ‘just-let-it-be-it’s-simply- Weatherford; Laynie Dyck, Elk Weatherford; Cooper Reeves, physical education and Bible in City; Addalie Evetts, Cordell; Clinton; Brayden _ Rowe, addition to the standard curricu- Gibson Felts, Elk City; Darcy Weatherford; Emy Rice, Corn; lum. WOCS is accredited through Providing comfort and Supportfor End of Life cholces Funk, Clinton; Ella Gordon, Second Gra Elk City; Hunter Holman, Garrison, Elk City; i the Association of Christian Thomas; Emma Keeton, Elk Helton, Elk City; Schools International (ACSI) and Hospice care provides medical services, emotional support, and spiritual re- City;Ava Laird, Elk City; Char- Kliewer, Corn; Gia Laird, Elk the State of Oklahoma, sources for people who are in the last stages of a serious illness, such as cancer lee Nall, Weatherfo bree Palmer, Clinton; or heart failure. Hospice care also helps family members manage the practic Phelps, Elk City; details and emotional challenges of caring for a dying loved one. Elk City; Tory Rice, Corn; Ben- jamin Rogers, Elk City; Rosalie For questions regarding hospice service or eligibility, contact: Williamson, Elk City; Second Grade: Zayden Carrie Perry, RN/ Adminsi: trator Beatty, Burns Flat; Railen Belcher, Elk City; Luke Big- gers, Weatherford; Jadalynn Pat Welsh, RN/ tient Care Blatnick, Weatherfo1 tal Britton, Carter; Some of the most common conditions are: Cooke, Corn; Avery Irwin, * Cancer * Failure to Thrive * End Stage Cardiac Disease (CHF) Elk City; Savannah McClain, + End Stage Cerebrovascular Disease (CVA) * End Stage Amyotrophic Elk City; Ellie Schmidt, Corn; Brody Shook, Elk City; Cul- Lateral Sclerosis (ALS) * End Stage Pulmonary Disease (COPD) $50 $75 len Sloan, Elk City; Aaliyah + End Stage Liver Disease * End Stage Renal Disease * AIDS/HIV ¢ Torres, Clinton; Annabelle * End Stage Neurological Disease such as Parkinson’s or Alzheimer’s Williamson, Elk City; Kate Zy- bach, Elk City; Third Grade: Levi Bai- carrle ley, Clinton; Danny Barrios, Perry, RN Professional, Passionate Weatherford; Claire Carlson, Advance, Attentive... Sayre; Noah Chester, Elk City; Carter Evetts, Cordell; Our Difference Is Our Care Mia Foster, Clinton; Hunter 6 Months 1 Year Gordon, Elk City; Hensley ~~ Hill, Clinton; Layla Holman, Add the e-paper to a parint subsorfation for $/ per month, Thomas; Molli O’Hara, Elk Have you ever considered becoming City; Brynlee Redcay, Corn; a hospice volunteer? Finnlee Roberson, Weath- erford; Cale Sloan, Elk City; A fulfilling experience in the spirit Nate Thomas, Elk City; Austin of giving and receiving. lyn Berry, Elk Cit Cooke, Corn; Jaelyn Knutson, “ElkCituNews Elk City; Katelynn Poole, Elk City; Elianna Rogers, Elk City; Kiersey Shaw, Elk City; Taegan Souza, Carter; Fifth Grade: Presley DeLe-